Getting car insurance quotes can be quite time consuming but it pays to check around because some insurers will charge more than double the price of their competitors. Useful options to look for include courtesy car replacement, european cover, adjustable excess fees, personal injury cover, breakdown assistance and windscreen replacement. Some insurers target specific groups of drivers such as women only or drivers with more than three years no claims bonus. Including other drivers on your policy can bring the price down in some cases. If you start out with an online application you will usually qualify for a discount of about 10%. You can then call the insurer to see if the price can be improved.
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